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Evaluation Worksheet
Recommended Course Sequence
| Business: Banking and Lending Certificate |
Business |
Total Units: 22.5 |
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Term Effective:
Fall 2019
Description:
The Business: Banking and Lending Certificate of Achievement qualifies students for employment as Loan Processor, Loan Analyst, Credit Analyst, Loan Underwriter, Commercial Servicing Specialist, Commercial Operations Specialist, and related occupations in both the consumer and commercial banking and lending fields. The certificate also serves as a pathway to employment as a loan officer, with additional education/training and work experience.
Upon successful completion of this program, the student will be able to:
- Process and analyze complex financial statements, tax schedules, and related loan documents; analyze and project cash flows, calculate common financial, debt to income, and loan-to-value ratios in order to make well-informed lending recommendations.
- Analyze customers’ credit worthiness; explain and interpret FICO scores and credit reports from major credit reporting bureaus.
- Explain common bank/lending institution business services and operations, including consumer and commercial lending procedures.
- Explain and ensure compliance with complex banking and SBA lending regulations, “Banker’s Alphabet” and other fair lending laws, and ethics of banking.
- Exhibit excellent soft skills including verbal and written communication, customer service skills, effective team work, effective time management, and ability to work under strict deadlines.
Program Requirements:
The requirements for the Business: Banking and Lending Certificate program are:
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Complete 22.5 units from
- Business: Banking and Lending
| Business: Banking and Lending - complete 22.50 units |
| BGN 155 | Introduction to Banking | 3.00 |
| BGN 156 | Credit and Lending Analysis | 3.00 |
| BAD 53 | Introduction to Solving Business Problems With Spreadsheets | 1.50 |
| BGN 81 | Practical Business Math Skills | 3.00 |
Complete any combination totaling at least 3.00 units from the following:
| | Course | Description | Units |
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| BAD 52 | Human Relations in Organizations | 3.00 |
| BGN 111 | Soft Skills for Business | 3.00 |
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Complete any combination totaling at least 3.00 units from the following:
| | Course | Description | Units |
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| BGN 71 | Business English Grammar | 3.00 |
| ENGL 1A | College Composition | 4.00 |
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Complete any combination totaling at least 3.00 units from the following:
| | Course | Description | Units |
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| BAD 1 | Financial Accounting | 4.00 |
| BMG 55 | Fundamentals of Financial Analysis | 3.00 |
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Complete any combination totaling at least 3.00 units from the following:
| | Course | Description | Units |
|---|
| BAD 10 | American Business in Its Global Context | 3.00 |
| BAD 18 | The Legal Environment of Business | 3.00 |
| RE 50 | Real Estate Principles | 3.00 |
| RE 53 | Residential Real Estate Appraisal | 3.00 |
| WEOC 99 | Occupational Work Experience | 0.50-8.00 |
| WEE 99I | Internship Work Experience Education | 0.50-8.00 |
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Term Effective:
Fall 2019
The requirements for this program of study are effective beginning the semester shown above. If you began working on this program before the effective semester, you may not be affected by the changes. Consult with the program contact person or the department chair to determine your eligibility to complete the program under previous requirements.
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Course Prerequisites and Advisories:
Courses in a program of study may have prerequisites or advisories;
that is, courses that must or should be completed before taking that course.
Please check for prerequisites or advisories by clicking on the course numbers
in the Program Requirements section.
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