| 11/21/2024 10:34:13 AM |
| Changed Course |
| CATALOG INFORMATION
|
| Discipline and Nbr:
ADLTED 792 | Title:
FINANCIAL FUTURE |
|
| Full Title:
Planning for the Financial Future |
| Last Reviewed:11/28/2022 |
| Units | Course Hours per Week | | Nbr of Weeks | Course Hours Total |
| Maximum | 0 | Lecture Scheduled | 0 | 8 max. | Lecture Scheduled | 0 |
| Minimum | 0 | Lab Scheduled | 3.00 | 4 min. | Lab Scheduled | 24.00 |
| | Contact DHR | 0 | | Contact DHR | 0 |
| | Contact Total | 3.00 | | Contact Total | 24.00 |
| |
| | Non-contact DHR | 0 | | Non-contact DHR Total | 0 |
| | Total Out of Class Hours: 0.00 | Total Student Learning Hours: 24.00 | |
Title 5 Category:
Non-Credit
Grading:
Non-Credit Course
Repeatability:
27 - Exempt From Repeat Provisions
Also Listed As:
Formerly:
Catalog Description:
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Students will learn to review an individual financial situation, develop financial goals for retirement and identify appropriate means to achieve these goals. Topics will include: financial goal setting; life insurance; different types of retirement accounts; and investment options.
Prerequisites/Corequisites:
Recommended Preparation:
Course Completion of ADLTED 723
Limits on Enrollment:
Schedule of Classes Information
Description:
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Students will learn to review an individual financial situation, develop financial goals for retirement and identify appropriate means to achieve these goals. Topics will include: financial goal setting; life insurance; different types of retirement accounts; and investment options.
(Non-Credit Course)
Prerequisites:
Recommended:Course Completion of ADLTED 723
Limits on Enrollment:
Transfer Credit:
Repeatability:27 - Exempt From Repeat Provisions
ARTICULATION, MAJOR, and CERTIFICATION INFORMATION
| Associate Degree: | Effective: | | Inactive: | |
| Area: | | |
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| CSU GE: | Transfer Area | | Effective: | Inactive: |
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| IGETC: | Transfer Area | | Effective: | Inactive: |
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| CSU Transfer: | | Effective: | | Inactive: | |
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| UC Transfer: | | Effective: | | Inactive: | |
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| C-ID: |
Certificate/Major Applicable:
Certificate Applicable Course
COURSE CONTENT
Student Learning Outcomes:
At the conclusion of this course, the student should be able to:
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1. Devise a workable set of financial goals.
2. Create a long term financial plan leading to retirement.
Objectives:
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Upon completion of the course, students will be able to:
1. Identify ways to increase income and reduce expenses.
2. List the different types of life insurance and the features and benefits of each type.
3. Describe the different types of retirement accounts and identify the best plan for individual
situations.
4. Estimate retirement income needs.
5. Explain and evaluate different investment alternatives.
Topics and Scope
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I. Principles of Financial Planning
A. Assessing personal financial situations
B. Measures to increase income
C. Measures to reduce expenses
D. Ways to achieve financial stability
II. Insurance Policies
A. General description of forms of insurance
B. Varieties of life insurance
C. Health and other varieties of insurance
D. Benefits of having insurance
III. Retirement Accounts
A. Different retirement options and definitions
B. Social Security
C. IRA's (Individual Retirement Accounts)
D. 401(K) and 403(B) accounts
E. Annuities
IV. Investments
A. General description and definitions
B. Stock and equities
C. Mutual funds
D. Bonds
E. College Savings Plans
F. Other investments
Assignments:
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Group exercises, handouts, short writing exercises, and oral presentations will be used to address the following topics:
1. Assessing personal financial situation
2. Increasing income and decreasing expenses
3. Calculating insurance needs and costs
4. Retirement options
5. Social Security calculator
6. Comparing retirement plan costs and benefits
7. Comparing investment strategies
Methods of Evaluation/Basis of Grade.
| Writing: Assessment tools that demonstrate writing skill and/or require students to select, organize and explain ideas in writing. | Writing
0 - 0% |
| None | |
| Problem solving: Assessment tools, other than exams, that demonstrate competence in computational or non-computational problem solving skills. | Problem Solving
60 - 70% |
| In-class activities as outlined in the Assignments List | |
| Skill Demonstrations: All skill-based and physical demonstrations used for assessment purposes including skill performance exams. | Skill Demonstrations
0 - 0% |
| None | |
| Exams: All forms of formal testing, other than skill performance exams. | Exams
0 - 0% |
| None | |
| Other: Includes any assessment tools that do not logically fit into the above categories. | Other Category
30 - 40% |
| Attendance and participation | |
Representative Textbooks and Materials:
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Instructor prepared materials
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